Briefing paper on rural housing

Cowan D & Marsh. 2001. A Two Steps Forward: Housing Policy into the New Millennium. Policy Press

It is felt that this estate would benefit if a working group was set up to develop a neighbourhood action plan. This group could consist of partners such as the police, the health authorities and local council to examine the best way to tackle the issues faced by this area and to adopt an approach of neighbourhood planning in conjunction with local residents.

This report aims to examine and show how economic factors and housing policy have affected provision of affordable housing in Dundee from mid 1900’s to present day. It will show evolution of

This policy brief is prepared to give some insights of the housing affordability problem in Australia. In addition, the paper also suggests some approaches in which the Government should consider in tackling the issue in the Australian context. Housing affordability always

This proposed study examines the development of housing policy and right to buy from the view of government mentality of UK. This study focused on the difficulties not only to the purchaser of council house but also to those tenants who have not purchase tenancies in UK. This proposed study also discusses the role of social housing in 21st century housing policy. Aim of this study is to provide a framework to the researcher and to identify different impacts of Right to buy scheme on housing market. Among other issues, this study also discusses that council housing gives better opportunities and provide security to the tenants with 33% to 55% discount as compared to market price.

Furthermore, lack of affordable housing has become an issue for additional reasons. 50,000 new homes were built since 1981 but only 8000 were local authority housing, and only 2000 were low income houses. This was worsened by the implementation of the ‘right to buy’ scheme, creating a surge in house prices (a 1 bedroom apartment now costs around £500,000). It could be suggested that this issue counteracts successes of the scheme, as issues still exist including 3500 homeless people in the area and the housing prices are significantly above the UK average, so they have not achieved their aim to ‘make housing affordable to all.’ However, I believe that the Docklands has been a successful example of regeneration as it is now such a significant part of the capital, with it being London’s finance capital providing not only important economic contributions, but also employment to many people in the skilled sector.

Housing Affordability in Australia has become the focus point for urban planners in recent years. In particular, South East Queensland (SEQ) has experienced significant pressure as the demand for property and affordable dwellings increases and population growth in the region continues. The issue has come to the forefront in discussions for local governments in the region and there is a real need to address the problem of housing affordability. The subject of affordability is complex and is contributed to by a number of factors including the impost created by Council processes, which is the scope of the HAF-T5 Project.

Housing affordability can be defined as the ability to access appropriate housing at tenure or price which is not a significant burden upon household income. (1, 2) Australia has seen a significant decline in housing affordability; average house prices have increased by 147% between 2001 and 2011. This was not matched by increases in income. (1) This decline can be attributed to economic growth, population growth, more accessible finance and incentives for owners and investors. These factors create an incentive to buy and store wealth in housing, resulting in overinvestment and house price inflation. (2, 3) Consequently, this results in depletion of affordable housing for low-income households and increases pressure on social housing stocks. (1, 4) Supply and demand has a significant effect on housing affordability. (1)

Recently, The Australian housing market has been growing rapidly which reflects the housing affordability crisis as the housing price rises much quickly than household incomes. There are two key observations of current Australian housing market from Yates, firstly today’s housing affordability problem is mainly a structural problem and intensified by cyclical pressures. It began 40 years ago when inflation switched focus on housing, besides, there are more renters than purchasers under today’s housing stress situation, and the housing

Multiple reasons exist for the the lack of affordable housing. On the demand side these include population growth and increased migration to urban areas, easily accessible housing finance, tax incentives and a “strong cultural preference for owner-occupied detached houses”. On the supply side, affordability problems are exacerbated by inflexible and slow responses to the need for new housing stock, lack of infrastructure and generally inefficient planning processes and development assessment by local governments.

This is due to the fact that these properties represent a secure shelter for the population, which is considered a basic human need. However the housing market is believed to provide “normal goods”, meaning that as people’s income increases so does their demand for housing (Masron, 2013). Due to the socioeconomic background of a large portion of the population a large segment of the market would be considered a highly differentiated product. Location of the property within London tends to play a large part of the product’s differentiation, as some areas are more desirable than others.

A place to call home, a concept that much of society aspires to. A home is a sanctuary, a place to raise a family; home after all, is where the heart belongs. However, does the notion that a house is make a house any less of a home than a house that is owner occupied? Housing policy during the latter part of the 20th century began to shift towards owner occupation. One policy in particular completely changed the face of housing, it brought about the biggest shake up in housing history. The Conservative Government’s ‘Right to Buy’ scheme or ‘Council House Privatisation’ as written in (Baldock, Mitton, Manning & Vickerstaff, 2012), formed part of the Housing Act 1980, the then secretary of state for the environment, Michael Heseltine, stated "This bill lays the foundations for one of the most important social revolutions of this century” (Jones, 2011). Therefore, this essay will answer the question can the “Right to Buy” policy as introduced

Those who rent from private landlords do not only tend to, on average, pay almost double the rent of a person living within social housing but also are twice as likely to live in a residence the Government would class as a “non-decent home”, a residence in disrepair and one that does not meet health and safety standards (Jonathan Owen, 2014). The undisputable growth of private renting sector is not limited to England but is also noticeable in Wales, Scotland and Northern Ireland. In wales the private rental sector represents 14% of total housing, the private rental sector in Scotland has doubled over the last ten years as more than three hundred thousand properties have been sold and in Northern Ireland private landlords own more properties than councils and housing associations combined according to national figures provided in 214 (Jonathan Owen, 2014).

Clients currently receiving housing support, as well as young people who are currently on the

This report examines the housing affordability crisis in Auckland, the current situation of the housing market, and extent of this problem. Auckland is in a deficit of houses due to the difference in demand and supply factors. The demographic and economic factors are the main reason for the increase in demand for houses. The supply side is not performing up to the mark to satisfy the demand in the market. The first home buyers are finding difficulties to make choice on their housing needs. The median households are struggling with the high rentals in Auckland market. Lower income households with faces a greater affordability pressures than those are living outside Auckland. There is a shortage in land and houses that are affordable for lower income households. The report suggests some new factors that can be considered to solve the affordability crisis.