Identity theft is rarely talked about, but it is one of the easiest crimes to be a victim too.
Thieves can easily get their hands on the information they need through pick pocketing. (“Identity Theft”). While you can insist they're safe because they will never have their wallet, or purse stolen, pickpocketing thieves are the least of your concerns. One of the most common ways that identities are stolen is dumpster diving (“Identity Theft”). This means anything you have thrown away could make you the next victim of identity theft, rather it be a old bank statement, paper receipts from a store, or even an old check thieves could use the information to steal your identity.
While we modernize away from paper records, criminals update their
…show more content…
For starters it is one of information on identities is plentiful. Due to the extent of online use and social media, information is readily available, and unlimited. (“Working Together Against Identity Theft”). Furthermore the crime is easy to get away with. All purchases and crimes committed under identity theft are in the victim's name making it easy to avoid apprehension (Kirchheimer). In short, Identity Theft is of the simplest crimes to commit and get away with.
Additionally, identity theft is never predictable. Companies fail to have the software to prevent, or predict identity theft (Dutta). This being said, criminals have more ambition to steal an identity through a corporate or business because they are rarely tracked or seized. Although a lack of protection while shopping with a credit card or debit card is an issue, identity theft can happen on a microscopic level as well. 10% of identity thieves victimize their family or friends (Kirchheimer). In conclusion, identity theft occurs on both macroscopic and microscopic levels throughout the
…show more content…
For instance, few of the things the criminals do include: making credit accounts, filing mortgages, buying guns, filing bankruptcy, and committing numerous crimes all under the victim's name (Evans). While the victim of identity theft is innocent, they are responsible and held fully accountable of the actions acted upon by their identity thief. Furthermore, the victims employers are often forced to fire them due to the problems created under their name, and with the dilemma occurring the victim rarely is able to find another employer to hire them (Introduction to Identity Theft).
On top of the physical problems created, having an identity stolen will cause extreme amounts of emotional imbalance. Victims of identity theft spend thousands of dollars to fix the destruction the identity thief created for them (Identity Theft). Besides being expensive to overcome, trying to clear your name is requires an enormous time investment. In addition to spending thousands dollars, victims spend over a thousand hours trying to recover their diluted identity (Identity Theft). In conclusion, having your identity stolen is a matter of a tremendous sacrifice of your time, money, and mental
True name, identity theft means that the thief uses personal information to open new accounts. The thief may open a new credit card account, or even establish a cellular phone service in your name. Account takeover, identity theft means the imposter uses personal information to gain access to the person’s assisting accounts. The thief will change the address on the account and run up a huge bill before the persons whose identity has been stolen realizes there is even a problem. Consequently, the internet has made it easy for a person’s identity to be stolen because the transaction can be made without asking any personal information. Retrieving personal paperwork and discarded mail from trash dumpsters (dumpster diving) is one of the easiest ways for an identity thief to get information. Another popular method to get information is shoulder surfing-the identity thief simply stands next to someone at a public office, such as the Bureau of Motor Vehicles, and watches as the person fills out personal information on a form.
There is a thief that lurks around us everyday; this thief can attack in brad day light or in the darkest hour, and just about anywhere you may find yourself. This thief has the power to act in your name, make unlimited purchases, open up credit accounts and ruin your good name and credit all in the matter of seconds; if you are vulnerable enough, you might become his next victim. In many cases all he needs is your name and a social security number, and he has enough information to make you his next victim; if you don’t believe me then ask the millions of Americans that became victim’s, or just ask me. The thief that I am talking about is identity theft. Identity theft is a
Figuring out if an identity is stolen is not easy only because it can be unknown until damage is dealt. This is why identity theft isn’t easy to stop. When most people report a crime, police arrive on the scene before serious damage is dealt, but when a thief steals a person’s identity, the victim can be unaware for quite some time before they realize the amount of money they lost. According to Tracey Whittaker and Anne Dilascio, in 2003, the average money lost from identity theft per person was $4,789, but in 2006 the average was less than $2000. The average out-of-pocket cost of identity theft victims in 2005 was
Becoming the victim of identity theft is never something that is a pleasant experience. Along with the fear regarding the actual event, there is also the aftermath that must be considered. It can sometimes take years to completely see the full effects of identity theft, but by learning more about the different types, it is much easier to get started making repairs.
Identity theft is when someone, without the consent of the owner, dishonestly uses, or intends to fraudulently use another individual’s personal identity. Personal identifying information can consist of an individual’s name, date of birth, driver’s license number, mother’s maiden name, state identification number, telephone number and other personal information that
In American society, there a fast growing white-collar crime that is becoming more and more popular among criminals. This white collar crime is call identity theft. Thousands of people have their identities stolen every year. Identity theft happen when criminals get a hold and use other people persona information such as credit card numbers, bank accounts numbers, insurance information and social security number to purchase good and other services fraudulently. More than 9 million American are victimizes by identity theft each year. With this number being so high it is evident that identity theft is one of the fast- growing crimes to hit the United State. Three reason why identify theft if being such a fast- growing crime in the United State is because more people credit card information is being stolen, more people are shopping online and more medical information is being stolen.
Identity theft has been a problem facing police departments recently. It is a crime in which someone obtains and uses another person's personal information in a way that involves fraud. In the United States and Canada, for example, many people have reported that unauthorized people have taken money out of their bank. In 1998 Congress made identity theft a federal offense to therefore create stricter penalties for these criminals.
Identity theft is the least understood of all problems, though this assumption of our identities for fraudulent purposes is the most alarming of all problems. It is the most rapidly growing crime in the United States. It is quite complex, and this is how fraudsters work. A fraudster gets hold of your personal information, including your social security number and the numbers of your credit cards, among others. It is not so difficult if you are not careful. He/she assumes your identity, runs up astronomical bills, and leaves you holding the bag. This leaves you with a credit record that is totally ruined, and creditors at your door screaming for their money.
The first thing is, what identity theft is. Identity theft is a term that is used to refer to
“Big data breaches of identity theft increased nearly 20 percent from last year and more than 10 million cases of Americans’ personal records being exposed or published have already been reported in 2014 – making it the most common consumer complaint in the U.S. According to The Bureau of Justice Statistics, 16.6 million American adults were victims of identity theft in 2012, while just 6.8 million total non-fatal violent crimes occurred in the same period. The same Justice Department report from December 2013 revealed that more than 34.2 million U.S. adults – 14 percent of all Americans over the age of 16 – had experienced some type of identity theft.” (Washington-CBS DC Report, July
Identity theft over the years has cost citizens and businesses millions of dollars each year just in the United States alone. It has also taken on different forms from true identity theft (false impersonation), to theft for financial gain, and to non-credit forms of identity theft. Identity theft does not necessarily have to cause monetary damage, but what it does do to a victim’s credit, medical history, citizenship, driving records, etc. can do possibly more damage. Furthermore, identity theft threatens our national security, impacts our economy, and can facilitate terrorism and illegal
“8.6 million households (8.6%) experienced some form of Identity theft in 2010”, according to FTC. Research from all around the world reveals that identity theft affects millions of people per year, giving victims a numerous amount of hours and money in identity recovery and repair. In fact, in some cases, identity thieves are able to suppose an unaware person’s identity entirely, acquiring someone’s identification with their name and even often committing crimes as that person.
Identity theft is the fastest growing fraud crime in America (Finklea, 2009). Gaining knowledge in preventing theft will better the economy and lower the crime rates in America. There are reported 9.9 million victims of identity theft and this number is increasing rapidly as the years go on. It has been reported that an estimate of fifty billion dollars has been charged to our consumers every year due to identity theft (Finklea, 2009).
As one can see, stealing someone?s identity is a very easy thing and can also be done in a number of different ways.
Identity theft continues to be a problem in the United States, yet research on identity thieves is limited. Both the theoretical and empirical literature on identity theft is in their infancy. As a result, not surprisingly, not much is known about this crime and its victims.