Evaluating Performance Of Commercial Banks

Performance evaluations are important parts of all employees and managers tools to ensure positive actions are rewarded while negative actions can be evaluated and fixed to decrease problems in the future. Performance evaluations benefit supervisors and employees by identifying how to bring out the employees best attributes for the company (Hamlett, nd.). Evaluations provide a look at how a worker is doing compared to earlier reviews of their skill, knowledge, initiative and participation in the company’s vision (Hamlett, nd.). Introducing performance review evaluations is important to most organizations for the success of their organization and the advancement of its employees. Performance evaluations provide a way for managers and supervisors to manage the performance of an organization and the people who make of the human resources of the organization (McCarroll, nd.). When implementing a new system, it is important to understand the process must be realistic, challenging, yet attainable for performance expectations and standards to be successful for employees and the organization (McCarroll, nd.). Balanced scorecards are utilized in performance evaluations to essentially provide a way for organizations to align their strategic plans with day to day operations (Balanced Scorecard Institute, 2015). Balanced scorecards look at traditional financial measures, which are past events and long-term investments like

11 Sheikh, N. A. and Karim, S., “Determinants of profitability of Islamic commercial banks: Evidence from Pakistan”, Pakistan Journal of Islamic Research, Vol. 17

Netherlands Holding N.V. (96 million euros connected to CNH), all written-down in previous years, net of the impairment loss

When evaluating the financial performance of various banks one must turn to the financial statements that they supply each year to the public as required by the Comptroller of the Currency, the Federal Deposit Insurance Corporation ( FDIC) and the Securities and Exchange Commission (SEC), if it is a publicly traded bank. The annual 10K report that is filed with the SEC along with the corporate websites of the financial institutions that are being looked at are good places to obtain the data necessary to evaluate growth for specific bank and to be able to compare it to other banks.

I would also like to thank a very special friend for all her help and support Manisa Patel. She has been very supportive throughout my dissertation as well as knowing her within the three years. I am very grateful to know her thank you so much.

After several months of hard work our thesis has been finished. Now it is time to thank everyone

“Confirmatory factor analysis is a type of structural equation modeling that deals specifically with measurement models, that is, the relationship between observed measures or indicators and latent variables or factors”(Brown, 2015). In this paper, the method of factor analysis is used to calculate the performance of bank 's comprehensive management. Factor analysis method is used to reduce the dimension of the method, named as a multivariate statistical analysis method. It is integrated into a small number of factors, in order to reproduce the original variables and the relationship between the factors, and then each component to a certain weight in order to calculate the comprehensive score.

Also, it would compare with the interim financial report of prior year. Whilst, all the fundamental data from the original document could be sought at the official website of The Co-operative Bank plc.

The Bank provides universal banking services with core activities in corporate and retail banking. The rapid increase in total assets by 72%, customer deposits by 64% and net loans by 70% over 1Q 2013 suggests that the Bank merged with another bank. While competition in the Polish banking sector remains intense, the merged bank is likely to benefit from a more diversified revenue structure, stronger origination capacity and some cost benefits. The Bank had total assets of PLN 106.1bn (EUR 25.6bn), equity of PLN 14.5bn (EUR 3.5bn) and generated net income of PLN 2.0bn (EUR 477m) in 2013.

Table No. 3.1 3.2 3.3 3.4 3.5 3.6 3.7 Table Content Capital Adequacy ratio Earnings Per Share Net Profit Margin Return On Assets Credit Deposit Ratio Gross NPA Net NPA Page No.

I express my gratitude and deep regards to my teacher for the subject Mr. Manwendra Kumar Tiwari for giving me such a challenging topic and also for his exemplary guidance, monitoring and constant encouragement throughout the course of this thesis.

I would also like to thank Mr. Kapil Munjal, Mr. Rajan Goyal, Mr. Amit Arora and Mr. Rashmikant Mohanty for their useful advice and expert guidance, which helped me in completing this project successfully.

With due respect we would like to express my sincere thanks to our project guides Prof.H.R.Zinage and Prof.S.M.Mukare for their sterling effort and timely giddiness, their patience in solving our doubts which kept cropping up in due course of our project needs special credits.

IN RECENT YEARS, MALAYSIAN ISLAMIC BANKS HAVE TO OPERATE IN AN INCREASINGLY COMPETITIVE ENVIRONMENT. THIS TREND IS EXPECTED TO CONTINUE AS THE COMPETITION FROM CONVENTIONAL BANKS PICKS UP, PARTLY IN RESPONSE TO THE ASEAN FREE TRADE AGREEMENT (AFTA), BUT ALSO IN RESPONSE TO THE GENERAL GLOBALIZATION OF MARKETS. HOW ISLAMIC BANKS WILL BE AFFECTED BY THE INCREASED COMPETITIVE PRESSURES DEPENDS IN PART ON HOW EFFICIENTLY THEY ARE RUN. THIS PAPER EXAMINES THE PRODUCTIVE EFFICIENCY OF MALAYSIAN COMMERCIAL (ISLAMIC AND CONVENTIONAL) BANKS OVER THE 1993 TO 2000 TIME PERIOD. THE GOAL OF THE ANALYSIS IS TO IDENTIFY THE

And last but not the least our parents and friends for their patience, love and care while we dragged through this venture. For standing by us in toughest of time, we thank them. Above all, to GOD, almighty, we bow and lay down our sincere prayers and thank him.