Merrill Lynch: Certified Personal Credit Counselor

The role of the wealth manager is not to simply sell a financial product to a prospect. Instead, a wealth manager’s first concern is developing a comprehensive understanding of the client, a client-centric approach to providing financial solutions. Next the wealth manager must match the right solutions to the client’s needs and desires and ensure he or she receives an exceptional service experience. After that, product and service sales opportunities will naturally follow. Making the transition is clearly a trade-off between short-term results and long-term success. Financial security through goals-based wealth management. As a wealth manager with Merrill Lynch,

The Credit Mobilier company was formed by George Francis Train Who was the vice president and in charge of publicity for the Union Pacific Railroad. The company was crated to limit the liability of its stockholders and to maximize the profits. The company gave cheap or free shares of stock to members of congress who would support additional funding. In 1872 the scandal was brought to the publics attention by Henry Simpson McComby. He claimed that $72 million in contracts had been given to the the mobilier company to build a railroad that only cost $53 million to create. The investors where left nearly bankrupt and it ruined the reputation of many of the congressmen who had accepted the bribes including James A. Garfield, Schuyler Colfax, James

I strive to provide my clients with the best possible investment advice and service by employing proven investment strategies and techniques in order to achieve superior investment returns over the long term. I keep my business simple and straightforward in order to ensure that clients understand and easily participate in our ongoing

The wealth management or financial planning professions provide financial planning services and investment advice to clients for high net profit. The essential goal of any financial profession is to sustain and increase the long-term wealth of their clients. Since they manage huge amount of money for other people, they must also be ethical, trustworthy and free of any criminal record involving robbery, fraud or intentional mismanagement. Thus, they should understand complex financial documents, financial regulations and legal restrictions, not only good command of investments and financial planning.

Chuck Whitman is a degree holder in finance from DePaul University. Before the establishment of ICM, he worked as a portfolio executive for quite a few wealth management companies with the main objective of gaining as much awareness and experience about the industry and its operational techniques as possible. This enthusiasm to learn is what has led him to successfully establish two of the most well-known establishments in the country. Under to his excellent supervision, ICM group scored the 4th rank in the Wealth management business sector in

In the article, Advisors Involved in Financial Planning, authors Mendlowitz and Kess talks about how financial advisors are people oriented and want what is best for their clients. The authors prove that the difficulty of the financial advising processes is typically overlooked by others by stating, “The different kinds of financial advisors and their role in the overall financial planning process is difficult” (Pg.66). Many might think that financial advisors have an easy job, but there is more to it than telling people to save small amounts of money here and there. Advisors must go through several specific steps to figure out the exact amounts their clients must save. The author of this article talks about situations that a financial advisor might go through as well as how the advisor should

IntroductionLinda Best, a Certified Financial Planner (CFP) from Sarnia, Canada is the founder and sole shareholder of Best Financial Services Inc. which was established on January 1, 2001. Sarnia, the largest city in South Ontario, bordered the United States and was heavily populated with aging baby boomers and blue-collar workers. Best Financial earned its revenues mainly from blue-collar workers nearing retirement. Best financial had formed strong relationships with many clients throughout Sarnia and managed over 1000 financial plans allowing a steady revenue and profit growth. The key services provided by Best Financial are risk management, tax preparation and professional money management. The company’s Assets under Management were

Being a good steward over our finances is challenging at times. In spite of living in a prosperous nation and even holding down a successful job, the amount of debt we acquire is often out of control.

Financial Advisors within the credit union environment have a unique situation. This section details items Advisors need to know, understand and utilize when in the credit union environment. Several important guidelines must be followed:

This paper is an analysis of the Financial Planning and Advice industry and the Department of Labor’s recently finalized law regarding the definition of an “Investment Advice Fiduciary”. The secondary focus will be on the company Robinhood Financial, LLC.

The Home Loan Counseling Center is a Dallas County office whose mission is to increase home ownership in Dallas County. There are no obligations, costs or fees for offered services. Home loan counseling is provided to anyone interested in home ownership.

An investment firm with the name of J.D.Williams, Inc. helps many of its clients invest over $120 million for the last 40 years. We have many personal investors helping many individuals with their investments. We create personalized plans for our clients depending on their needs. Our company has multiple methods to help its clients with investments. We use many different approaches when it comes to assessing and making an appropriate plan for the investment.

For my sales manager interview I was fortunate enough to interview Chad Keaton, a wealth management advisor and a managing director of Northwestern Mutual. Mr. Keaton graduated from East Tennessee State University in 1989 with Bachelor of Business Administration in Marketing. Moreover, he joined Northwestern Mutual in 1993 and now it has been almost 20+ years since he has been in sales and sales force management with Northwestern Mutual here in Knoxville, TN. Founded in Milwaukee, Wisconsin, Northwestern Mutual, as a middle west based company, started up with the earliest life insurance services in 1857. Even though, Northwestern Mutual has always been prominent for its life insurance products, the innovation and diversity in various financial services of business are undeniably more attractive. Risk management, wealth accumulation, wealth preservation and distribution are some of the major needs that Northwestern Mutual offers to the public with many specializations.

His experience and knowledge in business will help to put this business to the road of achieving financial prosperity in the future.

EXECUTIVE SUMMARYMerrill Finch Incorporated is a large financial services corporation. As a newly hired financial planner for the company, I have been assigned the task of investing $100,000 for a client. The investment alternatives have been restricted to five options: T-Bills, High Tech, Collections, U.S. Rubber, Market portfolio, and a 2-Stock portfolio.