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A deed was properly completed and executed. Title to the property was passed when the deed was
A. Signed
B. Recorded
C. Acknowledged
D. Accepted by the grantee
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- The overall responsibility of a fiduciary estate manager is to a. make certain that payment of the decedent’s valid creditor’s claims is avoided b. avoid allowing the legitimate claims of non-probate beneficiaries c. minimize estate taxes d. “maximize” the value of the estate for which he or she is responsible for the beneficiaries of that estate81. Which of the following statements about a short sale is true? a. The seller's lien holder must forgive any shortfalls if there are any b. Sales proceed are inefficient to pay off liens c. The possibility of a short sale is not a material fact until contract has been formed noting information d. The seller must bring additional funds to satisfy liens to settlementConsideration a. must be of reasonable value b. need not be adequate to the promise made c. must be of more value than the value of promise made. d. must be adequate to the promise made,
- Non-forfeiture provisions are included in whole life and endowment policies to assure the policyowner that certain minimum policy benefits shall remain with him even under certain changed conditions. Non-forfeiture values guarantee to the policyowner that A) No death claim will be denied for any misstatement on the application B) Any guaranteed policy values will belong to the policy owner even if premium payments are discounted The face amount of the policy will remain the same even if the insured's health becomes impaired The premium on the policy will remain the same even when another beneficiary D) is added to the policyThe offer can be terminated for all of the following reason except Select one: a. Lapse of time Ob. A revocation of the offer by the offeror c. The fulfillment of a required condition d. A rejection of the offer by the offereeBelieving that his debt is due when in fact it is not, Dr paid his 10,000 debt to Cr. Give the effect of this payment? A. Dr may not recover because the payment is valid. b. Dr may not recover because anyway he is indebted to that amount and it has to paid. C. Dr. may recover his payment because it was not yet due together with the fruits and interest from the time of payment. d. Both a and b
- 33) The act of forbearance of some deed at the request of the guarantor is usually consideration to the guarantor in a contract of guarantee. a. True b. False 34) A guarantee occurs when a third party agrees to pay off a loan made to another. a. True b. False 35) Exemption clauses in insurance contracts are strictly interpreted by the courts. a. True b. False 36) An offer to purchase life insurance is accepted when the agent provides the applicant with an insurance binder. a. True b. False 37) A comprehensive general insurance policy is one that covers most types of damage or loss to an insured's property as well as providing third party liability. a. True b. False 38) Subrogation allows an insurance company to recover its loss from the person(s) responsible without having to pay the insurance proceeds to the insured. a. True b. False 39) An insurance contract is one that is usually said to require utmost good faith on the part of the…Bryson is the owner of a deferred annuity. His son, Calvin, is the annuitant, and his daughter, Isabelle, is the beneficiary. Which parties to this annuity can select the type and timing of annuitized income payments?(Search Chapter 3) a. Bryson b. Calvin c. Isabelle d. Bryson, Calvin, or IsabelleRita is overseeing a transaction. She wants to make sure her elderly client is signing the deed by choice. What aspect of property conveyance and deeds could Rita utilize to put this intent in writing? grantee description acknowledgment executor
- A client is transferring their estate to their daughter. They aren't charging their daughter any money for the estate (what a deal!) and are unsure what to put in the deed as consideration. You advise them that consideration: must be equal to the appraised value of the property can be "love and affection," and will be conveyed using a gift deed must be explicitly specified, down to the penny, on the deed must be money, but doesn't have to be a lot of moneyA letter of acceptance sufficiently stamped and duly addressed is put into course of transmission. There is a. a contract voidable at the option of acceptor b. a contract voidable at the option of offerer, c. no contract at all, d. a valid contractIn a commercial real estate transaction, which of the following deed types would be used in a conveying the property to a new owner. 1. Special Warranty II. General Warranty III. Deed of Trust IV. Deed in Lieu of Warranty OI, II, III I and II III and IV II and III