By naming a beneficiary for your retirement account, the assets will bypass probate. reduce your income taxes. reduce your estate taxes. bypass estate taxes.
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By naming a beneficiary for your retirement account, the assets will
bypass probate.
reduce your income taxes.
reduce your estate taxes.
bypass estate taxes.
Step by step
Solved in 2 steps
- Which of the following techniques is commonly used in estate planning to minimize estate taxes? A) Gifting assets to family members shortly before death B) Establishing a trust for beneficiaries C) Transferring assets into a taxable brokerage account D) Not creating a will or estate planThe earnings on a traditional IRA are O never taxed, in order to encourage people to invest for their retirement. O taxed as income when they are withdrawn after retirement. O tax-free until the Social Security system is improved. O available to the investor without a penalty.If we realize that our retirement plan will not be able to provide the desired income during our retirement period, we should make some corrections. From the measures listed below, choose the one that WILL NOT help us to achieve our financial goals during our retirement period. * Reduce our required income in retirement. Increasing the contributions to our retirement portfolio during our working period (that is, before we retire). Stop making deposits in our Individual Retirement Account (IRA). Trying to increase the rate of return of the investments we do to our retirement portfolio before retirment. Delay our retirement to a later date.
- Which of the following do you not need to take into account when you retire? A) the cost of living in your city or state B) whether your money comes from active or passive income C) your monthly expenses D) how much you have saved in your retirement fundWhy does the Social Security system face a crisis? Are there real assets in the Social Security Trust Fund that can be used to pay future benefits? Will the trust fund help avert higher future taxes and/or benefit reductions when the baby boomers retire? Why or why not?Give typing answer with explanation and conclusion . True or False: A Roth IRA is an employer-sponsored retirement account in which contributions are made with before-tax dollars, and your money grows tax-deferred until you make withdrawals in retirement.
- Which of the statements concerning retirement accounts is true? Since Roth IRAs are funded with post‑tax dollars, they are never as attractive as pre‑tax traditional IRAs. Contributions to personal retirement accounts remain the property of the individual or heirs, but Social Security payments are transferred to others. Individuals can allocate the funds in IRAs, 401(k)s, Roth IRAs, and Social Security accounts according to their risk preferences. Individuals do not pay income tax on Social Security contributions, but there are no tax benefits tied to personal retirement accounts.True or False: You only include non-income producing assets in your retirement plan. O True FalsePropose ethical suggestions to reduce estate tax and gift taxes on property transfers.
- The calculation used by Social Security to calculate retirement benefits is meant to replace a(n) _________of preretirement income for low-income retirees than for high-income retireesWhat are some examples of income shortages when one retires?To help people save for retirement, all of the following are Individual Retirement Accounts, EXCEPT: a) Roth IRA b) Lincoln IRA c) 401K d) Traditional IRA
