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- Non-forfeiture provisions are included in whole life and endowment policies to assure the policyowner that certain minimum policy benefits shall remain with him even under certain changed conditions. Non-forfeiture values guarantee to the policyowner that A) No death claim will be denied for any misstatement on the application B) Any guaranteed policy values will belong to the policy owner even if premium payments are discounted The face amount of the policy will remain the same even if the insured's health becomes impaired The premium on the policy will remain the same even when another beneficiary D) is added to the policyis it actionable if breach on promise to marry produces financial, compensatory and punitive damages?Explain divorce threat point
- Define throttling.Recording For which of the following losses would an insurance company MOST likely pay benefits under an Accidental Death and Dememberment polky? COA Loss of life due to a heart attack OB. OC SOD. Loss of eyesight due to an accidental inbry Loss of the spleen due to an accidental inby Partial paralyds due to a strokeWhat is a release of liability clause (exculpatory clause)?
- Matthew owns an insurance policy (face amount of $1,390,000) on the life of Emily with Uma listed as the designated beneficiary. If Emily dies first and the $1,390,000 is paid to Uma, how much is included in the following gross estates? If an amount is zero, enter "0". a. Matthew's gross estate? b. Emily's gross estate?Calculator The Coinsurance cause in an individual Medical Expense policy refers to the OA insured's rights to have another person, such as a spose or dinned on the same poky OB. company cay esse corage op insurance company's right to join with and insurance company's right to share OC in ce with another c Insurance company's right to the hosto de detale percentage of the cost of com OD.absenteesim relating to minor and major illness
- An insured is injured while robbing a bank If the insured's Acadente Temat policy cousiwi on mogal occupanon provision, the policy will pay the fult benefits one half of the policy bonobts a premium refund only nothing A OR Dunder the death of an insured, a creditor May be able to be a claim if the a. beneficiary is the insured's spouse b. beneficiary is the insured's estate c. beneficiary is the insured's college alma mater d. beneficiary is the child of the nurse. How does the concept of time of the essence impact contract performance?