Mr. Dalisay applied for a bank loan with a principal of P150,000 to be paid after five years in order to purchase a vehicle. He negotiated for the stated rate of the loan at 6% wherein the current market rate is 10%. What is the present value of the principal?
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- Mr. Dalisay applied for a bank loan with a principal of P150,000 to be paid after five years in order to purchase a vehicle. He negotiated for the stated rate of the loan at 6% wherein the current market rate is 10%. What is the present value of the interest?Mr. Dalisay applied for a bank loan with a principal of P150,000 to be paid after five years in order to purchase a vehicle. He negotiated for the stated rate of the loan at 6% wherein the current market rate is 10%. How much proceeds will Mr. Dalisay receive from the bankEngr. Tongol borrowed money from a loan shark. He receives from the loan shark an amount of P 134,200 and promise to repay P 150,000 at the end of 1 year and 9 months. What is the simple interest rate?
- John made a down payment of RM20,000 toward the purchase of a car. He secured a 9-year loan from a bank at 3% per year compounded monthly. Under the term of the loan agreement, he has to make a payment of RM715 at the end of each month. i. What is the purchase price of the car? And what is the interest paid?A man plans to take a vacation in 4 years. He wants to buy a certificate of deposit for $1200 that he will cash in for the trip. What is the minimum annual interest rate he must obtain on the certificate if he needs at least $1700 for the trip? Assume that the interest on the loan is computed using simple interest The rate he must obtain is ___%Rosel applied for a cash loan with an amount of P100,000.00 to be paid using ordinary simple interest within 2 year/s and 5 months with an agreed interest rate of 6.5%. How much will she pay all in all at the end of the loaned period in pesos?
- A man plans to take a vacation in 5 years. He wants to buy a certificate of deposit for $1300 that he will cash in for the trip. What is the minimum annual interest rate he must obtain on the certificate if he needs at least $1500 for the trip? Assume that the interest on the loan is computed using simple interest. The rate he must obtain isReya paid Php 9,250 on a loan made 6 months before at 12% simple interest. Find the interest generated.What is the rate of interest?What is the future value?What is the term of the loan?What is the principal in the problem?Please help me answer the following time value of money question. Edison borrowed $10,000 from the Niederriter Loan Company. He has to pay off the loan in 36 monthly payments of $500. What interest rate is he being charged?
- (b) En. Ahmad bought a house for RM 240,000 and paid 10% deposit. The balance is paid by a loan with 4% interest per annum. The payment of the loan is paid monthly for 20 years. Calculate the equity value of the house if it is sold at the end of year five with a value of RM260,000. (Equity is the difference between house market value and balance of the loan at the end of year 5).Mary bought an LCD television and paid RM300 as a down payment. The balance was to be paid by monthly payments of RM112 each month for two years. The interest rate charged was 10% per annum based on the original balance. Find:a. The amount of the loanb. The cash priceJonathan wishes to borrow $180 000 from a commercial bank. He was told that the loan would be amortized over five years and that payment could be made at the beginning or at the end of each year. Please assist Jonathan by answering the following questions. a. Explain to Jonathan, what is the purpose of a loan amortization schedule? b. Jonathan borrows $180 000 at 9% per annum for five years. The loan is repayable in five equal instalments at the beginning of the year. What is the annual payment?