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- If the contract annual interest rate on a $2,880,000 fixed rate loan that is fully amortizing over 20 years with equal monthly payments is 6.25%, what is the effective yield to the lender if the lender charges 1.5% as an origination fee, $288 for a credit report and $3,080 for an appraisal fee and the loan is repaid after ten years? a. 6.25% b. 6.51% c. 6.46% d. 6.49%James sold his home for $379,000. If the real estate commission was 5.5%, how much commission did he have to pay? O $20,845 to the listing broker. O $10,422.50 to the listing broker and $10,422.50 to the selling broker. O $45.845 to the listing agent. O $20.845 to the buyer's broker.Calculate the Macaulay convexity of a 10-year 6.9% $1000 bond having annual coupons and a redemption of $1,200.00 if the yield to maturity is 6.7%
- Why might a manager intentionally classify a trading security as an available-for-sale security? Select one: O A. The manager may wish to prevent an increase in value from being reported in shareholders' equity. B. The manager may wish to prevent a decline in value from being reported in shareholders' equity. C. The manager may wish to prevent a decline in value from being reported on the income statement. D. The manager may wish to prevent an increase in value from being reported on the income statement.Webber Limited plans to maintain cash balance of $8000. The variance of its daily cash flow to date is $4,000,000. The cost to buy or sell the firm’s security is approximately $50. The daily interest is 0.025%. Calculate: The lower limit The spread The upper limit The return pointWhat is the APR on a $700,000 fixed rate mortgage loan fully amortizing over 30 years if the stated annual interest rate is 5.5% and the lender charges 1.5% as an origination fee, $750 for an appraisal and $18 for a credit report? a.5.65% b.5.72% c.5.36% d. 5.5%
- What are the pre-requisites of implementing a successful finance lease?With the help of an attorney, you are guiding a client through creating a lease. The client will be leasing a commercial property. They think their lease should reflect how well their business is doing in terms of sales. Based on these facts, evaluate what kind of lease the client should use. percentage lease ground lease gross lease variable leaseOne of your customers is delinquent on hisaccounts payable balance. You’ve mutually agreed to a repayment schedule of $700per month. You will charge 1.3 percent per month interest on the overdue balance. Ifthe current balance is $21,500, how long will it take for the account to be paid off ?
- 27.Options buyers who are delta-hedging (riskless hedge) would do which of the following in the underlying (asset) market. A. buy when the underlying market is falling and sell when it is rising. B. sell when the underlying market is falling and buy when it is rising. C. buy whether the underlying market is falling or rising. D. sell whether the underlying market is falling or rising.Mr. Appoh has operated a satisfactory account with your branch for a period of 6 years. He is a 40-year old mechanical engineer who runs a professional office engaged in considering and contacting work for the TDC, Tema, as well as for the private sector. Today Mr. Appoh calls to discuss with you his housing mortgage loan matter under your bank's mortgage loan scheme for private house ownership. For the discussion, he had produced a contractor’s estimate of the cost of a private house he plans to build. The cost of the house was estimated at GHȼ30million. He says he has been allocated a plot of land at Tema and he has been given all the necessary documents. He is applying for a mortgage loan of GHȼ20million repayable within a period of 10 years. He has in his house ownership savings account a total of GHȼ16million, more than the minimum savings required of beneficiaries under the scheme. You are prepared to help him. Your bank takes a legal mortgage of the property concerned. Required:…ACADEMY PAGE NG DATE 2020 (oans to its peaonal annual Kinds A bank make Custamey oF the Fallowing Four and there lo ans rates to the bank. Fist Interet madgage 14 % ) Secand martgage ) Home N) Persoal The 20% improvem tat 20% bank has £ 250 million aod i Tuether Cuter overdrapt 10 %. a maximum faeiceable londing Caplit. Fucther Candtained by the paksies. 1. Fiat mtgagee most he at leart s5% of all mardgege issued nd at Teast 25% must be at leart ss%% of all mortgage ef all loans issued in 1. CE terms) Gan nat exceed 25% of all loans Second gages issued Cin E tecms) 2. publke diplensuce andd intreducian a interest rate on all-loans muit 3. Te auail new windy-ll t the nof exceed 1s % REQUIRED Formulate the bnks lonn So as to maximize ínterent pagrmcíng the Stupping ar an linear whilet in Com e paliey limitekions.
