What are the primary differences between different types of banks (savings, commercial, investment, contractual, intermediary, national, credit unions, etc.)?  How are insurance companies acting in the capacity of banks?

Q: Differentiate between deposit taking and non-deposit taking financial institutions with one real…

A: There are many types of financial institutions in the economy. The main two types of financial…

Q: should banks have the right to assign a mortgage to a third party?

A: Answer in step 2.

Q: Why do banks choose to securitise their assets? Explain how securitisation may exacerbate the…

A: Answer -      Securities :- These are a financial instrument which has non-negotiable and has…

Q: If you were going to get a loan to purchase a new car,which financial intermediary would you use: a…

A: ANS A credit union is a cooperative that is owned by members those who shares the profits, these…

Q: What is the definition of commercial bank ?

A: Commercial Bank is that institution of finance which are of three types: Public Banks- like State…

Q: what factors affect the demand of financial services of banks

A: Financial Services: The services provided by the financial market are termed as financial services.…

Q: What is the role of commercial banks in the economy? Why are they important?

A: There are some business cycles which have to be known by the business management and also the…

Q: A bank that has liabilities of $180 billion and a net worth of $20 billion must have

A: In a market, a net worth of a firm, bank or any other organization provide information about the…

Q: What are the differences between credit default swap and insurance? Please explain it in your own…

A: Credit default swap Vs. Insurance Answer: It is a financial derivative that gives investors an…

Q: In Vietnam now are striving for reaching more clients and customers by eliminating transaction fees,…

A: There are many risks that a financial institution may pose, like transaction risks, credit risks,…

Q: Why banks are best regulated by the markets

A: Banks are the financial institutions that are generally regulated by the central bank.Central bank…

Q: 27a. what is FDIC and what does FDIC do?  27b. why banking system collapse during the recession…

A: FDIC stands for Federal Deposit Insurance Corporation and it is an autonomous agency of the United…

Q: why is banking important to the economy? and why do banks need to be regulated?

A: Banks are government Authorised, here people can put their money safely and also banks provide loans…

Q: Discuss a view that asset liability management is of no significance in contemporary banking…

A: ALM is a method of managing financial risk that arises due to the mismatch in the assets and the…

Q: Discuss with example about financial innovation and how it develops banking industry?explain in…

A: Banking industry is the industry which handles the cash and money related transactions in the…

Q: Should banks be more focused on traditional banking, or should banks be able to provide…

A: Financial institutions are the institution that provides the financial service services. It includes…

Q: A bank that has liabilities of $180 billion and a net worth of $30 billion must have

A: Liability = $180 Net Worth = $30

Q: Define what financial instisutions are and give examples to explain your understanding

A: Types of financial institutions include: 1. Depository institutions:  These institutions are deposit…

Q: Identify the services provided by banks and financial institutions for their business customers.

A: Banks: A bank is a monetary organization that acknowledges stores from general society and provokes…

Q: Is it important to have an access to different financial services? Explain your answer.

A: Financial services are economic services offered by the financial sector, which includes a variety…

Q: Would you recommend the adoption of a system ofdeposit insurance, like the FDIC in the United…

A: No, i would not recommend the adoption of a system of deposit insurance, like the FDIC in the United…

Q: Question 91 Economies of scale enable financial institutions to OA) avoid adverse selection…

A: Economies of scale alludes to the peculiarity where the typical expenses per unit of result decline…

Q: What are the roles of banks in the financial system?

A: Financial markets (such as those in which stocks or bonds are traded), securities (from bank CDs to…

Q: Why have banks been losing cost advantages in acquiring funds in recent years?

A: Banks have to bear an amount of cost to acquire the funds, but there are some cost advantages that…

Q: Bear Stearn case: In light of the collapse of the hedge funds, how serious were Bear’s credit…

A: Bear Stearn case: In light of the collapse of the hedge funds, how serious were Bear’s credit…

Q: 24. Financial institutions that cut back on their lending are engaged in A) liability management B)…

A: In an economy, lending refers to transferring excess funds of an individual or institutions to the…

Q: Explain the difference between a defined benefit and defined contribution pension plan.  Then…

A: Defined-benefit and defined-contribution plans are the two main types of employer-sponsored…

Q: (b) Discuss the roles of financial intermediaries in solving adverse selection and moral hazard.…

A: Financial intermediaries are described as an institution that reacts as a middleman with regard to…

Q: How it is possible to prevent bank failure?

A: Bank failure could be prevented in many ways. Banks should keep track of monetary policy and…

Q: If bad credit risks are the ones who most actively seek loans, then financial intermediaries face…

A: When the parties involved in any economic activity do not have same or symmetric information about…

Q: Identify which item is not one of the six parts of the financial system. a. Credit cards b.…

A: Financial system allows the exchange of funds between financial market participants. It operates at…

Q: What challenges faced by the financial services commission of Jamaica

A: Jamaican financial services commission faced a huge financial crisis.The main cause of the Jamaican…

Q: Provide detailed explanations of the following words, including all relevant details, and if…

A: Banks' primary objective is to finance businesses so that they can expand. In Country I, credit is…

Q: A banks system is considered as financial intermediary. This financial intermediary can be used by…

A: Financial intermediary is an institution which acts as a link between the investor and the borrower.…

Q: Why do you think profit and loss sharing concept is used in Islamic banking?

A: Profit and Loss Sharing, often known as PLS or "participatory" banking, is a method of financing…

Q: What is the difference between detachable stock warrants and convertible bonds?

A: A bond is essentially an advance taken out by an organization. Rather than going to a bank, the…