Which among the following is not a function of a bank? a. Issuing demand drafts b. Paying interest on deposits c. Sale of tangible goods d. Investing in securities
Q: All of the following are common ratio measures of bank liquidity EXCEPT: a. loans/deposits b.…
A: The liquidity ratio refers to the short-term financial ratio that determines the ability to meet the…
Q: Which of the following are the instruments of money market? Select one a Certificate of deposits…
A: Money market fundamentally alludes to a part of the monetary market where monetary instruments with…
Q: A customer of a Bank Nizwa wants to know about the accounting treatment of advancing loans to Public…
A: Introduction: Income statement: All revenues and expenses are shown in Income statement. It tells…
Q: Which among the following is not a liquid asset Cash deposited in a bank O Stock O Bills receivable…
A: A liquid asset is the asset which can be quickly converted into cash.
Q: 71. Which of the following is the usual activity classification of cash advances and loans made by…
A: Operating activities is the function directly retated to company's core business activities. Like…
Q: 7. How will you classify deposits by customers in Axis Bank? (A) Cash Flow from Operating Activities…
A: Cash flow Statement- it is a statement that shows flows of cash & cash equivalents i.e. the…
Q: Briefly explain about Managing Banking and financial services: Services offered through Banks.
A: Banking services refer to the facility provided by the banks. These are services provided by the…
Q: Every deposit accepted by the bank constitutes: a. A credit on the part of the banker towards the…
A: Deposit: It is a financial term which means money held at bank.
Q: when a company establishes a credit line with a bank, it is the same as borrowing from the bank True…
A: Credit line is similar to taking a loan but in credit line loan is taken on a regular basis. There…
Q: Investment Banks & Securities Firms O A. Are depository institutions O B. Are not depository…
A: A financial institution is an intermediary that helps to move funds from surplus units to deficit…
Q: The speculative motive is the need to hold cash O a. To pay outstanding checks b.…
A: There are many objectives of maintaining cash with company but there are speculation objectives also…
Q: Match the type of bank income (revenue) with the associated source. Revenue received from wealth…
A: Interest Income: It is the main source of Income for banks and financial institution, interest…
Q: 1- The purpose of deregulation is to ensure stability and prevent banking crises. True or False. 2-…
A: 1) True Deregulation support the idea that competition and openness in financial markets are…
Q: Which of the following is money kept by the firm with a bank in low-interest or non-interest bearing…
A: Loan is a part of financing in which a bank or institution lends money to the business in exchange…
Q: Choose from the following list of terms and phrases to best complete the following statements. a.…
A: Accounting: Accounting is a system, or a process of collecting and organizing economic…
Q: ing source of finance allows the holders to withdraw more than their balance ? a. Commercial Paper…
A: Financial instruments are instruments that have some monetary value and are created due to the…
Q: From a bank's viewpoint, a customer's account in the bank is considered a: a.donation. b.liability.…
A: Bank statement: This is a periodic or monthly statement issued by bank reporting the account summary…
Q: I. What are terms of credit? From the viewpoint of a…
A: The following concepts are answered below.
Q: Which one of the following statements is false? a. Consumer loans are loans banks advance to…
A: Solution:- Loans means the advances made by the bank to the customers, while deposits means the…
Q: Statement I: A customer is any person, firm or company which has a bank account and for whom the…
A: Statement I: A customer is any person, firm or company which has a bank account and for whom the…
Q: Given a financial institution that make money in three ways: interest income, interest income, and…
A: Banks and Financial institutions make most of their money from loaning and re-loaning money. Low…
Q: Elaborately explain about, Uses of Bank Funds – The Lending Function: The credit process. No…
A: Uses of Bank Funds: Bank funs the amount of money present with the bank that is deposited by the…
Q: Cash advances and loans made by a financial institution are usually classified as
A: Advance:- Advance means, taking or paying (mostly money) for starting the work. This is mostly done…
Q: Using the categories of liquidity, profitability and operations management describe which ratios…
A: Solution Ratios analysis is used to determine the information regarding organisation's…
Q: Why must a balance sheet always balance? What are the major assets and claims on a commercial bank’s…
A: Balance sheet is called as statement of assets and liabilities. Liabilities represent claims of the…
Q: All the following are assets for commericial banks exept: A) loans B)cash C)Deposits…
A: A commercial bank is a type of financial organisation that handles all activities linked to…
Q: Which of the following would likely not be considered a Cash Equivalent? Savings account O Money…
A: Let us first understand the definition of : Cash Equivalent:- It is an extremely liquid investment…
Q: Which of the following transactions is credited? A) WHEN CHARGED B) PURCHASE OF COMMERCIAL GOODS…
A: Credit transaction: Any transaction by the terms of which the repayment of money loaned, or loan…
Q: Which of the following is not a cash disbursement item? a. Cash purchases b. Cash dividend payment…
A: Cash disbursement is also called cash payment made in specific period.
Q: Describe the nature of banking. What are the functions of banks? Give
A: Banking refers to a broad range of financial institutions that hold funds for individuals,…
Q: .Which of the following transactions affects the total value of liabilities of a firm? Goods…
A: Solution: Transaction that affect total value of liabilities of a firm, is the transaction that…
Q: What are bank assets used for?
A: Standard Disclaimers“Since you have posted a question with multiple subparts, we will solve first…
Q: What are the four major categories of assets on a commercial bank’s balance sheet and income…
A: Commercial banks: It is the financial institution that accepts deposits from the public and gives…
Q: Select TWO true statements about money. a. Base money is equal to cash plus commercial bank reserves…
A: Money: Money as a means of transaction is playing a significant role in today's world economy. Money…
Q: Which among the following is not a liquid asset Bills receivable Stock Cash deposited in a bank…
A: The assets can be classified as fixed assets, current assets, and liquid assets.
Q: The term ‘loanable funds' refers to: a. only those funds loaned by one bank to another bank. b. only…
A: Loanable funds is that financial term that refers to sum total or aggregate of all sums of money…
Q: Which of the following increase when business takes a loan from a bank? O a. Sales O b. Equity O c.…
A: The balance sheet of business consists of assets and liabilities.
Q: A. Apart from the information arising from your analysis what other information would you advise the…
A: Answer:- Decision making meaning:- The process of choosing choices by identifying a decision,…
Q: As described in the textbook, the following are some of the general principles of proper bank…
A: Answer: Principal Agent Management. General principle of a proper bank management includes,…
Q: The author uses the term "bank" to describe several different types of financial institutions.…
A: Following are different types of financial institutions to describe the term "bank". Savings…
Q: Which of the following statement is correct ? i. Commercial bank is a Banking Financial Institution…
A: Financial institutions benefit the majority of people in some form, as financial operations are an…
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- Which one is not the core functions of investment bank? * a.Selling of securities b. Accepting deposits c. Advisory services d. Marketing of securitiesWhich are liabililies to a bank? Select one: a. Vault cash and demand deposits O b. Demand and time deposits c. Capital stock and reserves d. Property and capital stock Clear my choicec) What are the benefits and risks of off-balance-sheet (OBS) activities to a bank?
- a. Is the bank reconciliation a journal, a ledger, an account, or a financial statement? If it is none of these, what is it?BANK RECONCILIATION STATEMENT (definition and provide example) BANK STATEMENT (definition and provide ex;) BANK RECONCILIATION (definition and provide example)Depositing money into a commercial bank is investing in a a.secondary market. b.subprime market. c.predatory lending market. d.primary market.
- The debtor-creditor relationship is one where the customer instructs the bank to act on its behalf in a specified transaction (e.g. to buy or sell shares, Bonds or Treasury Bills) Select one: i. True ii. FalseChoose the function and service of a bank in which Bank Purchases and sells securities, shares and debentures on behalf of their customers. a. Miscellaneous Functions of the banks b. Discounting of Bills of Exchange c. Investment of Funds d. Agency FunctionsWhat are the four major categories of assets on a commercial bank’s balance sheet and income statement? What is between core deposits and purchased funds and how does this transactions work?
- Which of the following is not a Money Market Instrument? a. Commercial Paper b. Debentures c. Treasury Bill d. Certificate of DepositWhen an entity's bank account in the general ledger has a credit balance, this means that the entity owes the bank money. A. True B. False2. Which of the following is an appropriate aggregation? A. Cash and cash equivalents (Cash in bank and sinking fund) B. Trade and other receivables (Accounts receivable and investment in bonds) C. Trade and other payables (Accounts payable and accruals) D. Provisions (Income tax payable and warranty liability)
