Why do community banks not want Wal-Mart to be in the banking business? What are the possible benefits to Wal-Mart of such move? What drawback to community bankers anticipates if Wal-Mart can operate full-scale bank in the United States?
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- Why do community banks not want Wal-Mart to be in the banking business? What are the possible benefits to Wal-Mart of such move? What drawback to community bankers anticipates if Wal-Mart can operate full-scale bank in the United States?
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- Do you think that removing the impediments to anationwide banking system will be beneficial to the economy? Explain.What are the reasons SMEs in Zambia face challenges with access to finance? Are these reasons different for large Zambian businesses? What kinds of financial products can help SMEs?1. what is the factors for influencing adoption of Islamic banking? 2. what is determinants of Intention to Use Islamic Banking Products? 3. what is the Similarities of Islamic banking and conventional banking? 4. Could Islamic Banking have prevented the financial crisis if only it had been further established in the western world? May it help prevent future crisis due to its Shari'a based approach?
- The US has a large number of commercial banks due to what circumstances? a. many investor wanted to be in banking b. there is good banking competition in the US c. Capital requierements mandated the need for many banks d. Laws restricting interstate bankingWhy are some entrepreneurs hesitant to avail of commercial bank loans? Why do some of them resort to social bricolage, in terms of financing their business?Are merchant banks relevant to the Ugandan economy?
- c) In what three ways do commercial banks make a profit from the monetary system? (d) In Canada, what is the equivalent of the U.S. Federal Reserve? e) Suppose that the United States were to adopt a system of full-reserve banking; thatis, demand deposits would be illegal to lend out, and banks would only charge a nominalfee for safekeeping. Would this help to fix the problems that Mike Maloney layed out? Explain your answer.What are the possible arguments for setting up a firewall between investment banks and commercial banks? Do you think a firewall between investment banks and commercial banks can prevent a financial crisis like the subprime loan crisis? Elaborate your answers1. How has deregulation of the financial services industry affected the makeup offinancial intermediaries? How do you think intermediaries’ characteristics willchange in the future? 2. How do banking organizations in the United States differ from banking organizationsin other countries? Why are they different? 3. How is money created in a banking system that has fractional reserve requirements(i.e., a fractional reserve system)? 4. Describe the open market operations undertaken by the Federal Reserve. Whattype of trades would the Fed make if it wanted to increase interest rates? 5. How would funds—that is, the money supply—in the United States be affectedif the Federal Reserve increases reserve requirements? Give an example.
- What are the advantages and disadvantages of direct lending for the bank? How are banks reducing the effect of the disadvantages?Which of the following statements is true of export financing? Governments may promote exports by offering loan guarantees. The Ex-Im Bank finances the export activities of companies all over the world. Small businesses that have just started to export are financially stable and seldom require financing from government agencies. Governments usually offer loans to exporters with above-market interest rates.There has been concerns among businesses that the recent reductions in the NIPR has not led to significant decreases in bank lending rates. What do you think could be accounting for this? What additional measures can policy-makers undertake to reduce the Cost of borrowing in the country?