Singapore Airline Pest Analysis

When you’re looking at the income statement, you can get information about profitability for a particular period. This is also called the profit and loss statement. The income statement is composed of both income and expenses. This statement can be used to deduct expenses from income and report either a net profit or net loss for that period. This statement will deduct all expenses from income and then report your net profit or net loss for that period. This will allow the business owner to determine if the business is bringing in a good amount of revenue to make a profit. The cash flow statement shows the movement in cash and balance over period. The cash flow can vary depending on the operating activities, investing and financing activities. This statement provides one business owner with insight to the company’s liquidity which is vital to the growth of the business. Reinvesting in business is very important, looking at the statement of retained earnings will tell a business owner how much were reinvested in the company. After profitable period, every big business has to give some of its profits to stockholders, and keep the rest amount as retained earnings. Out of all statements, retaining statement is important to companies that sells stocks to the public. This statement can also provide you with assets and liabilities information. These informations can be used to assess the financial health of your business. The results of a balance sheet will help the business owners to show the risk of liquidity and credit. Looking at these information you can measure trends and relationships to show where in the areas you can improve. These can also be compared to similar companies to show how the business measures up to leading competitors (Ali, 2010). In summary, the financial statements can provide a business owner

Financial statements are commonly called balance sheets, income statement, statement of owner’s equity, or statement of cash flows.

The information found in financial statements outlines the financial activities of that company, and can help managers, creditors, and investors make many important decisions.

Mortgage companies would be required to screen mortgage applicants in a stricter approval process. This would set a criterion that prospective mortgage applicants would have to meet. The approval process allows the mortgage companies to determine applicants who would not be able to pay back their loans. Lending money to

Financial statements of the company are significant for the investors who would like to venture into the business operation. It gives them the insight whether the business is making profits or it is doomed to fail;

The “financial statements are formal reports providing information on a company's financial position, cash inflows and outflows, and the results of operations” (Hermanson, p.22). There are four main components that make up a financial statement. The four parts are, balance sheet, income statements, cash flow and, statement of owner’s equity. The balance sheets role is to define the company’s assets liabilities and revenue of the business. The income statement shows the income within the company. Cash flow reviews the position of the company by cash payments and receipts. Lastly, the statement of owner’s equity shows the amount of earnings, stock and other capitals of people in the company. (Hermanson, p.34-35).

QUESTION 1: P2P lending attempts to connect borrowers who have been either denied by traditional banks for loans or borrowers who see cheaper loan service to lenders prepared to take a chance on those borrowers. Prior to the 2008 crisis banks were lending way more than they actually had and following the crisis, they gave significantly less than they had in order to be precautious, this allowed for P2P lending to emerge. The goal for banks was to make money off certain borrowers with a minimum credit score to alienate risk, however, P2P lending gets rid of the intermediary and empowers lenders to choose who they want to lend to based on whether they want to take a risk on a borrower for a higher return or play it safe and get a small risk

Each user of the financial statements interprets the information in a different manor. They use the information to determine their interactions with the organization. Management, investors, and employees use the same information from the financial statements but for different purposes. These four basic statements are the fundamentals of accounting which can be much more detail and complex. They do not need to be more complex for the users of the information; these basic statements have all the information needed to make

The answer to the question above are the financial statements that a company has produced can give you a great deal of insight into its health. The income statement, balance sheet including the owners’ equity section, and the statement of cash flows can be very useful. Below we will talk about the purpose of each and a little about what interested parties can do with the information they contain.

Peer to Peer lending is a unique method that links borrowers and lenders relatively quick and inexpensive without financial intermediaries. With technological advances in recent years including the boom of electronic money, transactions in peer to peer lending programs have become more and more commonly used around the globe. This type of financial service carries both advantages (peer to peer communities have a quick and easy online application process for both lenders and borrowers (Schneider 2008)) and disadvantages (potential exposure to more risk) for those lending their funds as well as people taking out these loans.

Financial statements are an important tool used by managers, owners, and lenders to track performance. The income statements, balance sheet, and statement of cash flows provide the detailed data necessary to evaluate the financial health of the organization.

Financial statements are usually means of communicating information on a company’s operations. They contain information on the revenues, expenses, assets, liabilities and retained earnings of the business.

The key premise to keep in mind is that if someone lends you money, they want you to be able to pay it back. They would like you to pay it back slowly so that the lender makes money with the interest. Paying back the principle shows that you have credibility, but it does not make the lender money. What is considered when a loan is created? The factors are:

The financial statement of any enterprise should provide sufficient information to enable individuals assess its profitability, viability and performance in order to enable them make informed economic decisions.

The Purpose of Financial Statements The financial statements of a business are used to provide information about the status of the business, set performance targets and impose restrictions on the managers of the firm as well as provide an easier method for financial planning. The financial statements consist of the Profit and Loss Account, Balance Sheet and the Cash Flow Statement. There are four areas of information, which we can collect from a company's financial statements. They are: Ÿ