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- 88 Which of the following situations is acceptable according to the Real Estate Settlement Procedures Act (RESPA)? A) A mortaage broker refers a settlement to a borrower and discloses that the agent will receive a portion of the settie fee. B) A mortgage broker refers a borrower to a settlement attorney in exchange for free legal services in the future C) A mortgage lender refers a title company to a borrower and provides a disclosure detailing the nature of the business relationshio and the estimated charges. the title company. D) A mortgage lender refers a real estate broker to a borrower after giving the borrower a prequalification, and the lender receives a portion of the real estate broker's commission.75 consumer leaves a volcemall message for the mortgage loan originator (MO) questioning the appraisal value of the property for a refinance loan the MLO should A) refer the consumer to the MO's supervisor for a refund. B) set aside the current appraisal and order a new appraisali C) call the consumer regarding the appraisal D) call the appraiser with Instructions to reappraise the property.2, why is necessary on drug testing at work, both pre and post employment? Explain.
- 12 The appraiser valuation Independence obligates appraisers to perform their duties in a manner free from outside influence through which of the actions. A) Encouraging a target value B) withholding payment from an appraiser C) Asking the appraiser to substantiate a value D) Communication directly between the loan officer and the appraiserGive three circumstances where respondeat superior does not apply and an agent will be liable to a third party. (Do not give examples Edit View Insert Format Tools Table 12pt v Paragraph v BIU Av2v T² v p Question 22 Name 5 events by law or by will that terminate an agency: 8: با هم ସା ៨ Da Ev D 041. In relation to the ICAEW code of Ethics, a consultant has made the following statements: (1) ICAEW requires a member employed in a business lo implement the Code of Ethics for the business itself (2) The principles in the Code of Ethics underle each professional accountant's professional judgements, decisions, reasoning and practice Identify whether these statements are accurale or inaccurate. Statement (1) accurate, Statement (2) inaccurate Satement (1) inaccurate, Statement (2) inaccurate Statement (1) accurate, Stalement (2) accurate Statement (1) inaccurate, Statement (2) accurate 42. An external consltant has two statements about the organisational iceberg model of organisational behaviour put forward by Heliriegel, Slocum and Woodman. (1) Organisation design is an overt aspect of the organisation (2) The formal aspects of the organization are correct Are these statements accurate or inacurrate ? Statement (1) inaccurate; Statement (2) accurate Satement (1)…
- OE B A mortgage loan originator (MO) accesses a loan applicant's credit report and discovers that one of the debt obligations that the applicant reported on the application is not listed on the report. The MLO must counsel th applicant to: A.) remove the obligation disclosure from the application. B) stop making payments on the obligation. C) provide evidence of the obligation. D.)create a document discharging the obligation. 目95 mortgage loan originator is permitted to receive compensation for a closed mortgage loan in which of the folloving ways? A) Terms of the transaction - higher interest rate D) Terms of the transaction - interest only mortgage loan C Directly from the consumer at closing D) Directly from the consumer and from the seller's agent at closingWhich one (1) of the following statements is true regarding Replacement Cost insurance? OA) A professional appraisal is required by insurers before they will insure any property for its Replacement Cost. OB) Most insurers do not require an insured to replace a damaged property as a condition to be indemnified for its Replacement Cost. OC) A condition of this coverage is that replacement must be with materials of similar kind and quality. OD) Only commercial properties can be insured for their Replacement Cost.
- "Warranties.Harold Moore bought a barrel-racing horse named Clear Boggy for $100,000 for his daugh-ter. The seller was Betty Roper, who appraises barrel-racing horses. (Barrel racing is a rodeo event in which a horse and rider attempt to complete a cloverleaf pattern around preset barrels in the fastest time.) Clear Boggy was promoted for sale as a competitive barrel-racing horse. On inquiry, Roper repre-sented that Clear Boggy did not have any performance issues or medical problems, and that the only medications the horse had been given were hock injections, a common treatment.Shortly after the purchase, Clear Boggy began exhibiting significant performance problems, including nervousness, unwillingness to practice, and stalling during runs. Roper then disclosed that the horse had been given shoulder injec-tions prior to the sale and had previously stalled in competi-tion. Moore took the horse to a veterinarian and discovered that it suffered from arthritis, impinged vertebrae,…The primary purpose of the Coordination of Benotits provision found in most group Major Mookal policis & perom which of the following functione? Providing coverage for insureds who are leaving their employment Preventing a claimant from profiting from an injury or sickness Allowing an insured to receive both Disability Income benefits and Medical Expense benefits if entitled to both Permitting an insurance company to pay benefits directly to providers of medical services A OB D.FAMILY OF KUGA VICTIM TO BRING CLASS-ACTION LAWSUIT AGAINST FORDThe family of Reshall Jimmy, who died when his Ford Kuga burst into flames, will be pursuinga class-action lawsuit against the vehicle manufacturer. The family’s lawyer, Rod Montano,announced the expected lawsuit during a briefing at the National Press Club on Tuesday(January 17, 2017). Ford announced on Monday that it was recalling the vehicles. In December2015, the automaker released a statement after several Kuga’s caught fire. It notified ownersthat it was investigating reports of engine fires in that model and asked them to take theirvehicle to their dealer for a maintenance check.Still no closureFord has come up with excuses to protect their brand instead of giving the family closure, saysa relative of Reshall Jimmy, who died when his Ford Kuga caught fire in December 2015.Rushall's brother, Kaveen Jimmy said on Monday following Ford’s press briefing in Pretoria:“They have not been doing the right thing… all of the…